What is the maximum loan amount I can get?

Through our personal loan services, you can apply for loans up to Rs. 50 Lakhs depending on your income, credit profile, and the lending bank policies.

Will checking eligibility affect my CIBIL score?

No. Our initial eligibility review does not impact your CIBIL score. We perform an expert assessment first, and only when you proceed with a bank application will they run a formal credit check.

How long does the approval process take?

Our personal loan services typically provide approval within 3 business days after your documents are verified.

Which banks do you work with?

We partner with 10-11 leading banks and NBFCs in India to offer a wide range of personal loan options.

What documents do I need to apply?

Typically, you will need identity proof, address proof, income proof (salary slips or IT returns), and bank statements.

Is there any charge for the eligibility check?

Our initial eligibility assessment is completely free with no hidden costs or surprise fees.

Terms of Service - PL-NANBAN

1. Acceptance of Terms

By accessing or using the PL-NANBAN website and services, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you should not use our services. These terms constitute a legally binding agreement between you and PL-NANBAN.

2. Description of Services

PL-NANBAN provides personal loan guidance, eligibility assessment, and comparison services. We connect borrowers with lenders and help facilitate the loan application process. We are not a direct lender and do not make lending decisions. All loan approvals, terms, and conditions are determined solely by the respective banks and financial institutions.

3. Eligibility

Our services are available to individuals who are at least 21 years of age and residents of India. By using our services, you represent that you meet these eligibility requirements and that the information you provide is accurate and complete.

4. User Responsibilities

You agree to provide accurate, current, and complete information when using our services. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account. You agree not to use our services for any unlawful purpose or in violation of any applicable laws or regulations.

5. Fees and Charges

Our initial eligibility assessment is provided free of charge. We may earn compensation from partner lenders for successful referrals. Any fees associated with loan processing are determined and disclosed by the respective lending institution. We will not charge you directly for our guidance and comparison services unless explicitly disclosed.

6. Intellectual Property

All content, trademarks, logos, and intellectual property on the PL-NANBAN website are owned by or licensed to PL-NANBAN. You may not reproduce, distribute, modify, or create derivative works from our content without our prior written consent.

7. Privacy

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to the practices described in the Privacy Policy.

8. Limitation of Liability

PL-NANBAN shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services. Our total liability for any claims under these terms shall not exceed the amount of fees paid by you to us, if any, in the twelve months preceding the claim.

9. Disclaimer of Warranties

Our services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or that loan approval will be granted by any lender.

10. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of these third-party sites. Your interactions with third-party services are solely between you and the third party.

11. Termination

We reserve the right to suspend or terminate your access to our services at any time, without notice, for conduct that we believe violates these terms or is harmful to other users, third parties, or our business interests.

12. Changes to Terms

We may update these Terms of Service from time to time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any changes constitutes acceptance of the updated terms. We encourage you to review these terms periodically.

13. Governing Law

These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in Chennai, Tamil Nadu.

14. Contact Us

If you have any questions about these Terms of Service, please contact us at:
Email: plnanban.in@gmail.com
Phone: +91 8667554411

Effective Date: June 10, 2026