Disclosures

Loan Disclosure (Personal Loan)

In compliance with Google Ads policies, the following disclosures apply to personal loan advertisements served by PL-NANBAN.

Repayment Period

Minimum repayment period: 12 months
Maximum repayment period: 84 months

Annual Percentage Rate (APR) Range

Minimum APR: 9.99%
Maximum APR: 40%

The APR includes the interest rate (ranging from 9.5% to 36% p.a.) plus processing fees charged by the lending institution (0.5% to 3% of the loan amount, or a flat fee up to ₹10,000). The actual APR offered depends on the lender, your credit profile, income, and loan amount.

Representative Example

For a personal loan of ₹5,00,000 at an interest rate of 11.5% p.a. for a tenure of 60 months:

• Monthly EMI: ₹10,994
• Total interest payable: ₹1,59,640
• Total repayment (principal + interest): ₹6,59,640
• Processing fees: 0.5% to 3% of loan amount or flat fee up to ₹10,000 (varies by lender)

This is an illustrative example only. Actual loan terms, interest rates, and fees will be determined by the lending institution based on your credit profile and their underwriting criteria.

Compensation Disclosure

PL-NANBAN provides loan eligibility checking and referral services. We may receive compensation from partner banks, NBFCs, and financial institutions when you apply for or are approved for a loan through our platform. This compensation does not affect the interest rate, terms, or eligibility criteria set by the lender. You are under no obligation to apply for any loan product offered through our service.

No Guarantee of Approval

Eligibility estimates generated by our tools are indicative and based on the information you provide. Final loan approval, terms, and interest rates are determined solely by the lending institution based on its own underwriting criteria. PL-NANBAN does not guarantee loan approval, disbursal, or any specific interest rate.

Not a Lender

PL-NANBAN is not a lending institution and does not provide loans directly. We act as a referral intermediary connecting potential borrowers with partner financial institutions. All loan products are underwritten and issued by third-party banks and NBFCs.

Credit Score Impact

Checking your eligibility through our tools does not affect your credit score. However, a formal loan application submitted to a lending institution may result in a hard inquiry that could impact your CIBIL or other credit score.

Contact

For questions about these disclosures, contact us at
Email: plnanban.in@gmail.com
Phone: +91 8667554411

Effective date: May 18, 2026