June 19, 2026 · 5 min read
Refer a Friend and Earn Commission: PL-NANBAN Referral Program Guide
Did you know you can earn a commission just by referring a friend to PL-NANBAN? If someone you know needs a loan, you can help them get expert guidance and earn a percentage of the loan amount they receive — with no cap on your earnings.
Here is everything you need to know about the PL-NANBAN referral program and how to start earning today.
What Is the PL-NANBAN Referral Program?
PL-NANBAN rewards you for spreading the word. When you refer a friend who applies for a loan through our service and gets disbursed, you earn a commission based on the loan amount. There is no upper limit — refer more people and earn more.
Your friend also benefits. They get access to expert eligibility guidance, help comparing bank offers, and a smoother loan application process — all without impacting their CIBIL score upfront.
Commission Rates
Different loan types earn different commission rates. Here is the full breakdown:
| Loan Type | Commission Rate | Earning on Rs. 10 Lakhs |
|---|---|---|
| Personal Loan | 0.50% | Rs. 5,000 |
| Car Loan | 0.50% | Rs. 5,000 |
| Home Loan | 0.20% | Rs. 2,000 |
| Business Loan | 0.20% | Rs. 2,000 |
How the Referral Program Works
The process is simple and takes only a few minutes. Here is a step-by-step breakdown:
Step 1 — Create Your Referral Code
Visit the PL-NANBAN Referral page and enter your name and mobile number. You will receive a unique referral code instantly. You can also generate a shareable link that tracks referrals automatically.
Step 2 — Share Your Code or Link
Send your referral code or share link to friends, family, or colleagues who might need a loan. You can share it via WhatsApp, email, social media, or any messaging app. When they visit PL-NANBAN using your link, the referral is automatically captured.
You can also manually submit their details using the referral form on the page if needed.
Step 3 — Track and Earn
Once your referred friend completes their loan application and gets disbursed, the commission is credited to your account. You can track your referrals, earnings, and case status in real time using the referral status tracker.
How Much Can You Earn?
Since there is no cap, your earnings depend entirely on how many people you refer and the size of their loans. Here are some example scenarios:
- Refer 2 personal loan customers (average Rs. 5 Lakhs each) — earn Rs. 5,000
- Refer 1 home loan customer (Rs. 20 Lakhs) — earn Rs. 4,000
- Refer 5 personal loan customers in a year — earn Rs. 12,500+ depending on amounts
The more people you refer who successfully get a loan, the more you earn. Many of our top referrers make this a regular side income.
Who Can Refer?
Anyone can participate in the PL-NANBAN referral program. There are no special qualifications or minimum requirements. If you know someone who is looking for a loan, you can refer them.
Common referrers include:
- Satisfied customers who already got a loan through PL-NANBAN
- Friends and family members helping someone find the right loan
- Local community leaders and small business owners who know many people in need of financing
KYC and Withdrawal
When you are ready to withdraw your earnings, there are a few things to keep in mind:
- Your name must match your government records and bank records — manual KYC verification is required during withdrawal
- The minimum withdrawal threshold is Rs. 10,000
- Withdrawals are processed within 5-7 business days after you submit a request
Tips for Successful Referrals
- Share your link widely — Post it on social media, share in community groups, and send it to contacts who might need a loan
- Explain the benefit — Let your friends know that PL-NANBAN offers expert eligibility guidance at no cost, without affecting their CIBIL score
- Follow up — Check if your referred friend has submitted their details and encourage them to complete the process
- Track your status — Use the referral status tracker to stay updated on your earnings
Ready to start earning? Create your referral code now and share it with someone who needs a loan.
Create your referral code and start earning today. Go to Referral Program →